Home/Tools/Sick Leave & Maternity
§ 04 · Calculator

Sick leave,
maternity,
child under 2 years old

Three important points - one clear amount. The calculator calculates everything automatically according to the 2026 rules to show you exactly how much money will actually enter your bank account.

Sick Leave · Maternity · Child up to 2 years Current Ceilings 2026 NSSI · SSS · Split-Payer
01 · SICK LEAVE 80% NSSI · from the base · Day 3+ + 70% Employer · Day 1–2 02 · MATERNITY 410 DAYS 90% of the base · entirely NSSI Reference period: 24 months 03 · CHILD UP TO 2 Y. 398.81 € per month · fixed · SOC. INS.

Sick Leave and Maternity Calculator

Guided summary inputs: Use exact average daily basis values from payroll or NOI calculations instead of a current salary proxy.
Current thresholds for 2026
Thresholds used for 2026: Minimum wage 620,20 EUR | Max insurable income 2 111,64 EUR | Min self-insurable income 550,66 EUR | Maternity daily floor 9,20 EUR | Child-care monthly amount 398,81 EUR | Fixed EUR/BGN rate 1,95583
10 Working days

Working days

Enter your average gross contractual salary for the last 18 months. If some months included sick leave, the calculator uses the basis from which the prior benefit was calculated.

The calculator converts this monthly amount into the legal daily basis automatically.

Do you have at least 6 months of total employment/insurance history?

Optional manual override for the daily net-remuneration cap.

Optional manual override for the employer-paid first 2 working days.

Show precise override fields only when you need to replace the default estimate.

Indicative result

EUR

Note: This calculator is intended only as a general guide. Its results cannot replace the precise personal calculations of a professional accountant or the official data from the National Social Security Institute (NOI).

§ 02.2How it works

One salary,
three life periods.

FAQ →
01 · Enter

Monthly salary and work experience

You enter your gross salary under contract. With just one click, you indicate whether you have the required length of service, without having to calculate complex periods back in time.

02 · Calculates

Government rules and limits.

The system automatically calculates your income per day according to the rules for 2026. It calculates exactly who pays what (the employer or the NSSI) and applies all statutory ceilings and maternity percentages.

03 · Displays

A clear budget at a single glance.

You see the exact net amount that will actually enter your bank account. The calculator clearly shows where the money for specific days comes from, so you can plan your family budget with peace of mind.

§ FAQQuestions

Frequently asked questions.

Ask us directly →
§ 01

Why is sick pay lower than my normal salary?

+

By law, the state covers 80% of your income. In addition, there is a rule that sick pay per day cannot exceed your net daily remuneration. The calculator calculates this completely automatically so that you have no surprises.

§ 02

Who pays in the beginning — the employer or the state?

+

The first 2 working days are paid by the employer (70% of your gross salary). From the 3rd day onwards, the payment is taken over by the state (80% based on your income from the last 18 months).

§ 03

What is the difference between maternity leave for 410 days and the one up to 2 years?

+

For the first 410 days, you receive 90% of your average salary for the last 24 months. After that, until the child turns 2, you move to a fixed amount from the state - 398.81 EUR for 2026, regardless of how much you earned before that.

§ 04

Am I entitled to sick leave, if I quit or get laid off?

+

Yes, if the sick leave is issued within 30 days after the end of the contract. In this case, the state pays everything from the first day, but for a maximum of 30 calendar days.

§ 05

How is sick leave calculated, which is a continuation of a previous one?

+

It is treated as a single period of illness. The employer does not pay for the first 2 days again. The state takes over the payment entirely from the first day of the extension (at 80%).

§ 06

Does unpaid leave affect sick pay or maternity leave payments?

+

Yes, it reduces them. For the days of unpaid leave, the minimum wage is used, which lowers your average base. The calculator has a checkbox that takes this into account so you can get an accurate forecast.

§ 07

Can the father take maternity leave?

+

Yes. When the child turns 6 months old, the father can take the remainder of the 410 days (he receives 90% of his salary). After that, until the child is 2 years old, he receives the fixed amount of 398.81 EUR.

§ 08

What happens if I don't have enough work experience?

+

You need at least 6 months of service for sick leave and 12 months for maternity leave. If you don't have them, the state does not pay compensation (except in case of a work accident). In the calculator there are "Yes" and "No" buttons, which immediately show whether you meet the conditions.

§ 09

Is there a difference in sick leave if I am freelance or have a company?

+

Yes. Since you don't have an employer, the state pays from the very first day, but only if you have made voluntary contributions for sickness and maternity. The amount depends on the income you chose to be insured on.

§ 10

Do I need to have been insured for a certain amount of timeas a freelancer?

+

Yes. In addition to the required 6 or 12 months of service, you must not have any gaps in your social security contributions for sickness. Even one missed month can be a problem, so check your status before relying on the calculator's figures.

Can't find an answer?

Contact our tax consultant — a free 30-minute consultation for every new client.

We prepare a personalized tax plan with all important deadlines for 2026.

Book a consultation →
§ 02.5Useful articles

Articles & Tips

All articles →
Accounting for Consultants in Bulgaria
3 мин 23 юли 2026

How to Start a Legal Small Business in 2026: Step-by-Step

The idea of starting your own business is exciting until you face the question: „Where do I start with all these institutions?“. Bureaucracy in Bulgaria might seem intimidating, but it actually follows a strict and clear logic. Here are the exact steps you need to go through in 2026 to work completely legally, pay the […]

Прочети →
Д/
Деси / Desi
Accounting for Influencers in Bulgaria
3 мин 22 юли 2026

VAT Traps in Giveaways and Sales: What the NRA Wants You to Know

Organizing giveaways, sending PR packages to influencers, or running massive clearance sales are favorite marketing strategies for any online store. But for VAT-registered companies, these actions hide a huge, often invisible trap. If your business has not yet reached the thresholds for mandatory registration, you can familiarize yourself with the current rules in the article […]

Прочети →
А/
Ася / Asya
Blog
2 мин 09 юли 2026

Freelancing as a Retired Professional: Social Security, Taxes, and Advantages

Retirement has long ceased to mean the end of an active life. Many people with rich experience as accountants, teachers, architects, consultants, or craftsmen continue to work even after retiring. If you are retired and want to work legally, registering as a freelance professional is undoubtedly the most advantageous option in Bulgaria. The state provides […]

Прочети →
Д/
Деси / Desi

The calculations are clear,
but you have additional questions?

Free 30-minute consultation · COMPARISON OF FREELANCE, COMPANY AND EMPLOYMENT CONTRACT

Професионално онлайн фактуриране до 5 клиента. Започни безплатно - без карта, без риск.