/* Integrated from the standalone osigurovki calculator. */
#smcalc-wrap {
  --sm-green: #29594B;
  --sm-green-dk: #1A352E;
  --sm-yellow: #FCDA1E;
  --sm-yellow-dk: #d4b800;
  --sm-white: #ffffff;
  --sm-text-on-dark: #ffffff;
  --sm-error: #ff4444;
  --sm-success: #7ed45b;
  --sm-radius-pill: 1.9rem;
  --sm-radius-card: 1rem;
  --sm-min-h: 3.125rem;
  --sm-border-w: 2px;
  color: var(--sm-green-dk);
  box-sizing: border-box;
}

.smetalnik-osig-title {
  margin: 0 0 20px;
  font-size: 32px;
  line-height: 1.2;
  color: var(--sm-green-dk, #1A352E);
  font-family: 'Nunito', sans-serif !important;
}

#smcalc-wrap *, #smcalc-wrap *::before, #smcalc-wrap *::after { box-sizing: inherit; }
#smcalc-wrap,
#smcalc-wrap *,
#smcalc-wrap *::before,
#smcalc-wrap *::after {
  font-family: 'Nunito', sans-serif !important;
}
.smcalc-global-controls { display: flex; flex-wrap: wrap; gap: 2rem; margin-bottom: 0.25rem; align-items: flex-end; }
.smcalc-control-group { flex: 1 1 18rem; min-width: 16rem; display: flex; flex-direction: column; gap: 0.5rem; }
.smcalc-control-group label { font-size: 1.1rem; font-weight: 600; color: var(--sm-green-dk); }
.smcalc-select { width: 100%; border: var(--sm-border-w) solid var(--sm-yellow); border-radius: var(--sm-radius-pill); min-height: var(--sm-min-h); padding: 0 2.5rem 0 1rem; appearance: none; -webkit-appearance: none; background-color: var(--sm-white); background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='20' height='20' viewBox='0 0 20 20'%3E%3Cpath fill='%231A352E' d='M5.5 7.5l4.5 5 4.5-5'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 1rem center; background-size: 1.25rem; font-family: 'Nunito', sans-serif !important; font-size: 1rem; color: var(--sm-green-dk); cursor: pointer; transition: border-color 0.15s ease; }
.smcalc-select:focus-visible { outline-color: var(--sm-green-dk); }
.smcalc-born-toggle { flex: 0 0 auto; min-width: auto; justify-content: flex-end; }
.smcalc-toggle-label { display: flex; align-items: center; gap: 0.75rem; cursor: pointer; font-size: 1rem; font-weight: 600; color: var(--sm-green-dk) !important; text-transform: none !important; letter-spacing: 0 !important; }
.smcalc-toggle-label input[type="checkbox"] { display: none; }
.smcalc-toggle-track { display: inline-flex; flex-shrink: 0; width: 46px; height: 26px; background: #ccc; border-radius: 13px; position: relative; transition: background 0.18s ease; }
.smcalc-toggle-track::after { content: ''; position: absolute; top: 3px; left: 3px; width: 20px; height: 20px; border-radius: 50%; background: var(--sm-white); box-shadow: 0 1px 4px rgba(0,0,0,.25); transition: transform 0.18s ease; }
.smcalc-toggle-label input:checked ~ .smcalc-toggle-track { background: var(--sm-yellow); }
.smcalc-toggle-label input:checked ~ .smcalc-toggle-track::after { transform: translateX(20px); }
.smcalc-toggle-text small { display: block; font-size: 0.78rem; color: var(--sm-green-dk); opacity: 0.7; font-weight: 400; }
.smcalc-threshold-hint { flex: 1 1 100%; margin-top: 0.25rem; margin-bottom: 1.5rem; font-size: 1rem; color: var(--sm-green-dk); opacity: 0.9; }
.smcalc-tabs { display: flex; gap: 0.5rem; flex-wrap: wrap; margin-bottom: 2rem; }
.smcalc-actions--compare { margin-top: 0; }
.smcalc-actions--compare .smcalc-btn { min-width: 250px; }
.smcalc-actions--compare .smcalc-compare-reset {
  font-size: 1.2rem;
  font-weight: 600;
  padding: 1rem 2.5rem;
  min-height: var(--sm-min-h);
  border: 3px solid var(--sm-yellow);
  border-radius: 2rem;
}
.smcalc-actions--compare .smcalc-compare-reset:hover {
  background: var(--sm-yellow);
  color: var(--sm-green);
  border-color: var(--sm-green);
}
.smcalc-tab { font-family: inherit; font-size: 1rem; font-weight: 600; padding: 0.6rem 1.4rem; border: var(--sm-border-w) solid var(--sm-yellow); border-radius: var(--sm-radius-pill); background: transparent; color: var(--sm-green-dk); cursor: pointer; transition: background 0.15s ease, color 0.15s ease; }
.smcalc-tab:hover, .smcalc-tab--active { background: var(--sm-yellow); color: var(--sm-green-dk); border-color: var(--sm-yellow); }
.smcalc-panel { display: none; }
.smcalc-panel--active { display: block; }
.smcalc-card { background: var(--sm-green); color: var(--sm-white); border-radius: var(--sm-radius-card); padding: 1.5rem; border-left: 5px solid var(--sm-yellow); margin-bottom: 1.5rem; }
.smcalc-instructions { margin-bottom: 1.5rem; }
.smcalc-instructions ol { margin: 0; padding-left: 1.3rem; line-height: 2rem; }
.smcalc-instructions li { font-size: 1.05rem; }
.smcalc-note { font-size: 0.88rem; opacity: 0.8; margin: 0.5rem 0 0; }
.smcalc-fields { display: flex; flex-direction: column; gap: 1rem; margin-bottom: 1.5rem; }
.smcalc-field { display: flex; flex-direction: column; align-items: flex-start; gap: 0.5rem; }
.smcalc-field label { font-size: 1.1rem; font-weight: 400; color: var(--sm-white); }
.smcalc-input { width: 100%; padding: 0 1rem; border: var(--sm-border-w) solid var(--sm-yellow); border-radius: var(--sm-radius-pill); min-height: var(--sm-min-h); background: var(--sm-white); color: var(--sm-green-dk); font-family: inherit; font-size: 1rem; transition: border-color 0.15s ease; -moz-appearance: textfield; }
.smcalc-input::-webkit-inner-spin-button, .smcalc-input::-webkit-outer-spin-button { display: none; }
.smcalc-input:focus-visible { outline-color: var(--sm-green-dk); }
.smcalc-input.smcalc-has-error { border-color: var(--sm-error); }
.smcalc-error { font-size: 0.88rem; color: var(--sm-error); min-height: 1.2rem; }
.smcalc-radio-group { display: flex; flex-direction: column; gap: 0.5rem; }
.smcalc-radio-label { display: flex; align-items: center; gap: 0.5rem; font-size: 1rem; font-weight: 400; cursor: pointer; color: var(--sm-white); }
.smcalc-radio-label input[type="radio"] { accent-color: var(--sm-yellow); width: 17px; height: 17px; }
.smcalc-actions { display: flex; gap: 1rem; flex-wrap: wrap; margin-top: 0.5rem; }
.smcalc-btn--primary { font-family: inherit; font-size: 1.2rem; font-weight: 600; padding: 1rem 2.5rem; min-height: var(--sm-min-h); border: 3px solid var(--sm-yellow); border-radius: 2rem; background: var(--sm-green); color: var(--sm-white); cursor: pointer; display: inline-flex; align-items: center; justify-content: center; gap: 0.5rem; transition: background 0.18s ease, color 0.18s ease, border-color 0.18s ease; }
.smcalc-btn--primary:hover { background: var(--sm-yellow); color: var(--sm-green); border-color: var(--sm-green); }
.smcalc-btn--primary:disabled { opacity: 0.7; cursor: not-allowed; }
.smcalc-btn--ghost { font-family: inherit; font-size: 1rem; padding: 0.5rem 1.25rem; border: var(--sm-border-w) solid var(--sm-yellow); border-radius: 1rem; background: var(--sm-green); color: var(--sm-white); cursor: pointer; transition: background 0.18s ease, color 0.18s ease; }
.smcalc-btn--ghost:hover { background: var(--sm-yellow); color: var(--sm-green); }
.smcalc-btn .smcalc-spinner { display: none; }
.smcalc-btn.smcalc-loading .smcalc-btn-text { display: none; }
.smcalc-btn.smcalc-loading .smcalc-spinner { display: inline-block; animation: smcalc-spin 0.9s linear infinite; }
@keyframes smcalc-spin { from { transform: rotate(0deg); } to { transform: rotate(360deg); } }
.smcalc-results { display: none; font-family: inherit; background: var(--sm-green); color: var(--sm-yellow); border-radius: var(--sm-radius-card); border-left: 5px solid var(--sm-yellow); padding: 1.5rem; margin-top: 1.5rem; animation: smcalc-fadein 0.22s ease; }
.smcalc-compare-results { display: none; margin-top: 1.5rem; animation: smcalc-fadein 0.22s ease; }
.smcalc-compare-form { display: grid; gap: 1.5rem; }
.smcalc-fields--compare { margin-bottom: 0; }
.smcalc-field--wide { max-width: 32rem; }
.smcalc-compare-scenarios { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1rem; }
.smcalc-compare-scenario { background: rgba(255,255,255,.08); border: 1px solid rgba(252,218,30,.28); border-radius: 1rem; padding: 1rem; }
.smcalc-compare-scenario h3 { margin: 0 0 1rem; color: var(--sm-yellow); font-size: 1.05rem; }
.smcalc-compare-scenario .smcalc-fields { margin-bottom: 0; }
.smcalc-compare-card { background: #fff; border: 1px solid rgba(26,53,46,.12); border-radius: var(--sm-radius-card); padding: 1.5rem; box-shadow: 0 10px 24px rgba(26,53,46,.06); }
.smcalc-compare-card__header { display: flex; justify-content: space-between; align-items: center; gap: 1rem; margin-bottom: 1rem; flex-wrap: wrap; }
.smcalc-compare-card__header h3 { margin: 0; color: var(--sm-green-dk); font-size: 1.2rem; }
.smcalc-compare-table { display: grid; gap: 0; border: 1px solid rgba(26,53,46,.12); border-radius: 1rem; overflow: hidden; }
.smcalc-compare-metric { display: grid; grid-template-columns: minmax(180px, 1.3fr) repeat(3, minmax(0, 1fr)); }
.smcalc-compare-metric > div { padding: 0.9rem 1rem; border-bottom: 1px solid rgba(26,53,46,.08); }
.smcalc-compare-metric:last-child > div { border-bottom: none; }
.smcalc-compare-metric__label { background: rgba(41,89,75,.05); color: var(--sm-green-dk); font-weight: 700; }
.smcalc-compare-metric__heading { background: var(--sm-green); color: var(--sm-white); font-weight: 700; text-align: center; }
.smcalc-compare-metric__value { color: var(--sm-green-dk); text-align: center; font-weight: 700; font-variant-numeric: tabular-nums; background: #fff; }
.smcalc-compare-metric--head > div:first-child { background: var(--sm-green); }
.smcalc-compare-metric--total .smcalc-compare-metric__value,
.smcalc-compare-metric--total .smcalc-compare-metric__label { background: rgba(252,218,30,.18); }
.smcalc-compare-metric--net .smcalc-compare-metric__value,
.smcalc-compare-metric--net .smcalc-compare-metric__label { background: rgba(126,212,91,.12); }
.smcalc-compare-notes { display: grid; gap: 0.75rem; margin-top: 1rem; }
.smcalc-compare-note { padding: 0.85rem 1rem; background: rgba(41,89,75,.06); border-radius: 0.85rem; color: var(--sm-green-dk); font-size: 0.92rem; }
@keyframes smcalc-fadein { from { opacity: 0; transform: translateY(5px); } to { opacity: 1; transform: translateY(0); } }
.smcalc-results h3 { margin: 0 0 1rem; font-size: 1.15rem; font-weight: 700; color: var(--sm-white); border-bottom: 1px solid rgba(252,218,30,.3); padding-bottom: 0.65rem; }
.smcalc-result-row { display: flex; justify-content: space-between; align-items: baseline; padding: 0.3rem 0; font-size: 1rem; border-bottom: 1px dashed rgba(252,218,30,.2); }
.smcalc-result-row:last-child { border-bottom: none; }
.smcalc-result-row .smcalc-label { color: var(--sm-white); font-weight: 400; width: 55%; }
.smcalc-result-row .smcalc-value { font-weight: 700; font-variant-numeric: tabular-nums; color: var(--sm-yellow); text-align: right; }
.smcalc-result-section-title { font-size: 0.75rem; font-weight: 700; text-transform: uppercase; letter-spacing: .07em; color: rgba(255,255,255,.5); margin: 1rem 0 0.2rem; }
.smcalc-result-row--total { border-top: 1px solid rgba(252,218,30,.35); border-bottom: none; padding-top: 0.6rem; margin-top: 0.25rem; }
.smcalc-result-row--total .smcalc-label { font-weight: 700; }
.smcalc-result-row--total .smcalc-value { font-size: 1.05rem; }
.smcalc-result-row--net .smcalc-value { color: #7ed45b; font-size: 1.1rem; }
.smcalc-eff-rate-badge { display: inline-block; margin-top: 1rem; background: var(--sm-yellow); color: var(--sm-green-dk); border-radius: var(--sm-radius-pill); padding: 0.3rem 1rem; font-size: 0.9rem; font-weight: 700; }
.smcalc-annual-toggle-wrap { margin-top: 1rem; padding-top: 0.75rem; border-top: 1px solid rgba(252,218,30,.25); }
.smcalc-annual-toggle-wrap label { font-size: 0.9rem; cursor: pointer; display: flex; align-items: center; gap: 0.4rem; color: rgba(255,255,255,.75); font-weight: 600; }
.smcalc-annual-toggle-wrap label input[type="checkbox"] { accent-color: var(--sm-yellow); width: 15px; height: 15px; }
.smcalc-annual-rows { display: none; margin-top: 0.6rem; }
.smcalc-annual-rows.smcalc-annual-visible { display: block; }
.smcalc-disclaimer { margin-top: 2rem; font-size: 0.85rem; color: var(--sm-green-dk); opacity: 0.75; border-top: 1px solid rgba(26,53,46,.2); padding-top: 1rem; }
@media (max-width: 960px) {
  .smcalc-compare-scenarios { grid-template-columns: 1fr; }
}
@media (max-width: 640px) {
  .smcalc-global-controls { gap: 1rem; }
  .smcalc-control-group { flex: 1 1 100%; min-width: 0; }
  .smcalc-born-toggle { flex: 1 1 100%; }
  .smcalc-tabs { gap: 0.4rem; }
  .smcalc-tab { font-size: 0.88rem; padding: 0.5rem 1rem; }
  .smcalc-actions { flex-direction: column; }
  .smcalc-btn--primary, .smcalc-btn--ghost { width: 100%; text-align: center; justify-content: center; }
  .smcalc-compare-metric { grid-template-columns: 1fr; }
  .smcalc-compare-metric__heading { display: none; }
  .smcalc-compare-metric > div { border-bottom: none; }
  .smcalc-compare-metric { border-bottom: 1px solid rgba(26,53,46,.08); padding-bottom: 0.5rem; }
  .smcalc-compare-metric:last-child { border-bottom: none; padding-bottom: 0; }
  .smcalc-compare-metric__value { text-align: left; padding-top: 0.2rem; }
}